Car loans from Robert Chevrolet Finance Department

Online Credit Application Centre

Apply for credit on-line through our fully secure credit application to get pre-approved.

Robert Chevrolet Ltd has the sales professionals you need to help you get the right vehicle with the right financing package. Whether you need car financing or car leasing, our full service Finance Department deals with several financial institutions to help you get the best credit package that meets your needs.

Should I use my bank?
Get your loan from the financial establishment that offers you the best overall package of rate and benefits.  Loan rates change constantly.  We, at Robert Chevrolet, have a full-time person whose responsibility is to be aware of different programs and rates available to the public to finance a vehicle purchase.  Our Business Manager will give you those options so you can make the best decision for YOU.

Take advantage of leasing new & used cars?

Lower Monthly Payment on your GM vechicle:
During a lease, you do not pay for the residual value, (residual is the buyout of the vehicle at the end of the lease) and as a result, your monthly payments will be lower than if you financed the same vehicle.  This means you can enjoy the same car for lower monthly payments or drive a more deluxe model for the same payment as a finance contract.

Lower Cash Down on your new or used vechile loan:
Although the amount of cash required at the beginning of a lease is dependent on your credit history, it is usually much lower than the 20 to 25% required when you purchase a vehicle and finance the balance.

Trade in your vechicle Sooner:
Many vehicle loans are sixty months or more and most people keep their vehicle for most of the loan term.  Many people choose to lease so they can move to a different vehicle every three years or 36 months.

Reduce Risk:
At the end of the term (provided you have kept within the km limits) you can walk away from the vehicle or purchase the vehicle.  If the economy is such that your lease vehicle is not worth the buyout amount, you simply walk away from the vehicle.  On the other hand, if the vehicle has appreciated in value you have the option of purchasing the vehicle and taking advantage of an equity situation.

For Business Purposes:
For many small businesses the simplicity of writing off a lease payment far outweighs the complicated capital cost allowance calculations.  In addition, a lease will normally NOT impact your ability to source operating lines of credit for your company.

Insist on Full Disclosure:
Regardless of your decision, insist on ‘full disclosure’ lease or loan where interest rates and terms are clearly stated before you sign!

Do you want to get a fast, easy credit decision? Whether you choose to lease or purchase a vehicle, with our Pre-Approval Credit Centre your credit application is short and simple. Apply for credit through our on-line credit application to get pre-approved. You can also call us at (506) 473-6660 or come visit us at Robert Chevrolet Ltd.

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